Health Insurance Options
Did you lose your health insurance coverage through your job and need to enroll in a health plan?
This is what you need to know:
- You have up to 60 days to enroll in a health plan after your job loss.
- You can enroll before your current coverage ends to avoid a gap in coverage.
- Coverage can begin as soon as the 1st of the month, after your previous coverage ends.
- If you had a change in income, you may qualify for plans through the ACA Health Insurance Marketplace that may be more affordable than other options.
The ACA Health Insurance Marketplace plans offer subsidies (tax credits) to help reduce monthly premiums and out-of-pocket costs, providing access to affordable health insurance, particularly for those without coverage through their employer, Medicaid, or Medicare.
For enrollment assistance, visit getcovered.illinois.gov
Additional Illinois Department of Insurance (IDOI) Resources:
|Consumer Health Information|
|Health Coverage Options Handout (PDF)|
|Health Insurance Contact Information (PDF)|
|FAQ: COVID-19 and Special Enrollment Periods (PDF)|
Illinois Department of Insurance (IDOI) Spanish Resources:
|Opciones de cobertura de salud (PDF)|
|Información de contacto del seguro de salud (PDF)|
|Preguntas Frecuentes: COVID-19 y Períodos de Inscripción Especiales (PDF)|